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Amerigold Review

 
amerigold logo
Official Websitewww.AmeriGold.com
Phone Support1-800-574-0047
BCA Accredited RatingN/A
BCA ComplaintsN/A
BBB Accredited RatingA+ (On a scale of A+ to F)
BBB Complaints0
TrustLink ReviewsN/A
IRA Transfer Process7-14 Days
401(K) Rollover Process21-28 Days
Metals Delivery7-10 days
Setup Fees$125+
Annual Admin Fees$85+
Annual Storage FeesNot Disclosed
Preferred CustodianAmerican Church Trust
Preferred DepositoryNot Disclosed
Min Purchase Amount$2000
Physical IRA Application
tick
Digital IRA Application
cross
U.S. Mint Listed Dealer
tick
ICTA Membership
cross
TRUSTe Verified
cross
Norton Secured
cross
PromotionsNone

Not too long ago, most people were even unaware that you could invest IRA funds in precious metals like gold. There is a lot of red tape surrounding these tax-protected retirement accounts and unorthodox investments were usually frowned upon.

Actually, you have always been able to invest in precious metals with your IRA deposits. Originally, however, the extent of such purchases was limited to buying American Gold Eagles. Now an aspiring retiree can form his or her entire retirement portfolio around gold and the other members of the precious metal family.

However, opening and finding a gold IRA can be confusing, even for someone who has managed an IRA for many years. It is important, when making this transition, to find a company that can help you to understand the guidelines and avoid any tax repercussions.

Introducing Amerigold

Amerigold has been in business since 1988. It operates out of Denver, Colorado. Unlike many other IRA custodians, this company makes precious metals the focus of its IRAs. They not only provide gold bars and gold coins to their clients but they also buy these items straight from the public.

Opportunities in Gold, Silver or Platinum

Amerigold goes far beyond the offerings that were available to IRA clients just a few years ago. You can now invest your retirement funds in a variety of gold, silver and platinum coins. They also make available a small variety of bars made from these same metals. Products much smaller than an ounce make this an affordable choice even for account holders with only the most modest savings accrued.

Setting Up Your Gold IRA

If you have just become aware of your options with regard to a gold IRA, then you have several choices before you. Those who do not have an IRA are at an advantage. They can shop for a gold custodian with the best terms and the most convenient features.

Investors who already have an IRA, though, are not out of luck. They can check with their account custodian and find out what their options are. These investors may be able to alter the content of their account portfolios without making any drastic changes.

If such a rearrangement is not possible, you can always look for a company such as Amerigold to help you out. You are not stuck in the IRA that you already have. With professional help at this company, you can transfer or rollover funds into a new gold IRA.

Amerigold has a helpful website set up to help you answer questions regarding a number of issues, such as the minimum size of investment and the correct portion of your portfolio that should be in precious metal.

You will have to learn a great deal about this new kind of account, which differs in some respect from a stock-based IRA. For example, precious metals must be stored by a third party until the account holder becomes eligible to receive IRA distributions. At that point, this third party will be directed to ship the bars and coins directly to you.

Best Option for You?

Many businesses are thriving in this new market. You should review their websites and call their offices to find out which one has the best features for your account. For your convenience, here are some top recommended gold IRA firms that we sorted out based on our in-depth research.

 

AmeriGold Contacts

Phone Support: 1-800-574-0047
Address: 19627 East Fair Drive, Centennial, Colorado. 80016

Austin Rare Coins Review

 
logosm
Official Websitewww.AustinCoins.com
Phone Support1-800-928-6468
BCA Accredited RatingN/A
BCA ComplaintsN/A
BBB Accredited RatingA+ (On a scale of A+ to F)
BBB Complaints4
TrustLink ReviewsN/A
IRA Transfer Process10-14 days
401(K) Rollover Process21-28 Days
Metals Delivery7-10 days
Setup Fees$50
Annual Admin+Storage Fees$75 - $275
Preferred CustodianGoldStar
Preferred DepositoryDelaware Depository,
Diamond State Depository
Min Purchase Amount$25,000
Physical IRA Application
tick
Digital IRA Application
tick
U.S. Mint Listed Dealer
tick
ICTA Membership
cross
TRUSTe Verified
cross
Norton Secured
cross
PromotionsNone

austin rare coinsTexas based company, Austin Rare Coins & Bullion (ARC), offers gold, silver and platinum products to people wanting to invest in these metals, including those who are planning to use the metals as part of an IRA investment.

The company operates what it describes as a closed loop system of investing in IRAs. The loop consists of the investor, the broker, which is ARC, the storage facility, and the administrator of the IRA. People can easily set up an account online, and the company also provides telephone support on weekdays from 9am to 9pm CST. The company welcomes queries from potential customers, and even provides an online chat service on its website.

The company’s website also provides a wealth of information on investing in precious metals, and how these investments can be used to start or top up an IRA account. You can find articles on the benefits of investing in gold, silver or other valuable metals, and how to go about buying them.

Trust

One of the most important considerations in making investments is being able to trust the metals broker with whom you are dealing. Established in 1989, this company has been in business for a quarter of a century, and is fully accredited.

The company employs specialists to offer their expertise in precious metal investments, and also to assist in investing in coins. It is a member of the Professional Coin Grading Service and is on the U.S. Mint’s list of recommended dealers for a variety of American coins.

Better Business Bureau (BBB)

The company has been accredited by the BBB since 2009. Accreditation requires that the company comply with the BBB’s code of fair trade. This includes dealing honestly and openly with potential clients, avoiding misleading advertising, handling customer issues promptly, and generally acting with integrity.

The BBB evaluates how companies comply with the BBB’s standards based on customer reviews or comments made to the BBB. ARC gets the maximum rating possible, an A+, from the BBB. The company has always managed to resolve any issues raised by customers with the BBB, so there no outstanding complaints registered with the Bureau. The company is also a member of the BBB’s Online Reliability Program.

Guarantee

The company offers a solid three-part guarantee to protect customer’s interests. Anybody who buys products from the company has the opportunity to examine the products for a limited time. If they are unhappy, they can return the products, and the company will fully reimburse them for the cost of the products. It will also reimburse the shipping costs for the original shipment and the costs for return of the products.

Fees

The company does not directly set up IRAs, but it does charge a fee for setting one up, which is done from the company’s website. Initial set up fees are $200 to $250, and thereafter, there are annual fees of between $150 and $250, dependent on the account size, and the quantity of metal, to cover storage and other administration costs.

Conclusion

The company is long established and is highly regarded by its customers. Its loop system is something that will not please everybody. Rare coins should be avoided in your IRA investment portfolio as they are usually marked up and harder to be liquidized in the future. Clients who would like to deal with a single credible company to set up their gold IRA should seriously consider one of our recommended companies.

Austin Rare Coins Commercial Video

ARC Contacts

Phone Support: 1-800-928-6468
Address: 10800 Pecan Park Blvd, Suite #250, Austin, Texas 78750

APMEX Review

 
apmex
Official Websitewww.Apmex.com
Phone Support800-375-9006
BCA Accredited RatingN/A
BCA ComplaintsN/A
BBB Accredited RatingA+ (On a scale of A+ to F)
BBB Complaints54
TrustLink Reviewstl_5stars_lg(Based on 1 Review)
IRA Transfer Process10 Days
401(K) Rollover Process3-4 weeks
Metals Delivery1-2 weeks
Setup Fees$50
Annual Admin Fees$75
Annual Storage Fees$100+ (scaled)
Preferred CustodianSelf-Directed IRA Services,
Equity Institutional
Preferred DepositoryDelaware Depository
Min Purchase Amount$2,000
Physical IRA Application
tick
Digital IRA Applicationcross
U.S. Mint Listed Dealertick
ICTA Membershipcross
TRUSTe Verifiedtick
Norton Securedtick
PromotionsNone

china gold investment demand chartThe popularity of precious metal investments remain stronger than ever and according to end-of-year analysis.

Consumer confidence is on the decline and when it comes to investments, Americans remain hesitant to part with their funds, yet APMEX has remained a top choice. Despite great comments and ratings, consumers seek concrete reviews to help determine which company is the best option.

APMEX is by far, one of the favorite places to purchase investment coins, gold and silver bullion, and silver and gold American Eagles. If nothing else, APMEX offers a large inventory at great prices. Headquartered in Oklahoma, the company provides the online investment community an appealing environment to diversify portfolios.

The company refrains from investing heavily in advertising, therefore keeping administrative fees low. In fact, as a testament to their transparency, APMEX is very forward when it comes to explaining fees, and the company commits to “no hidden fees” or “commissions for services performed.” Consumers consistently comment in just about every APMEX review about the transparency of costs and no unexpected surcharges.

What the Others Say about Apmex…

Latest Trustlink Reviews on Apmex

  • Ken S. posted a review on August 19, 2012: Overall experience = positive. I have bought PMs for delivery on several occasions from APMEX and the experience was excellent! Got exactly what I ordered in a fast and timely manner. During business hours there is a chat representative available to answer questions. Prices are a little higher than other dealers, but not by much. I think this is great place to do business. They have wide selection of PM products, and a shopping cart you can keep loaded and primed to hit when spot goes where y… Read More »


 

APMEX Commercial Video

APMEX Website Monthly Visitors

APMEX Contacts

Phone Support: 800-375-9006
Address: 226 Dean A. McGee Avenue, Oklahoma City, OK 73102

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Broad Financial Review

 
broad financial
Official Websitewww.BroadFinancial.com
Phone Support800-395-5200
BCA Accredited RatingN/A
BCA ComplaintsN/A
BBB Accredited RatingA+ (On a scale of A+ to F)
BBB Complaints2
TrustLink ReviewsN/A
IRA Transfer Process21-28 Business Days
401(K) Rollover Process21-28 Business Days
Metals Delivery1-2 weeks
Setup Fees$1,400
Annual Admin FeesNot Disclosed
Annual Storage Fees$115
Preferred CustodianIRA Services
Preferred DepositoryDelaware Depository
Min Purchase Amount$10,000
Physical IRA Application
tick
Digital IRA Application
cross
U.S. Mint Listed Dealercross
ICTA Membershipcross
TRUSTe Verifiedcross
Norton Securedcross
PromotionsNone

If you are nearing retirement age or you have already reached such a point, then chances are that you are aware of the importance of an Individual Retirement Account (IRA). Your IRA is your plan for the future, meant to get you through the golden years of your life. With many companies currently offering individuals tools to manage and increase their retirement funds, it is often difficult to know which one is the best choice. One such company that has garnered attention recently is known as Broad Financial. Their services are geared toward helping individuals become more active in managing their IRA funds and investments.

Overview

Established in 2004 as a private investment real estate firm, the company is relatively new and has little experience in the IRA business. It was only in 2009 that the property investment firm transitioned into the IRA investment area. What spurred these changes was the real estate market crash in 2008 and the desire to venture into IRA investments because Broad saw a future in that area. The firm’s main service is offering clients a self-directed IRA, a platform that provides control and individual management over investments in many areas of the economy.

IRA Platform

ultimate ira chartFormally, the platform that the company offers is known as, Ultimate Self Directed IRA and Solo 401(K). This platform gives users the ability to diversify their portfolios through personally investing in property, precious metals, random assets, and private businesses. The process works by simply writing out a check for the investment, and hoping that a return follows. While this process may seem promising, there are a number of flaws with Broad’s IRA Platform.

A Self Directed Platform that mainly focuses on investments in property and private business can be a negative decision because many of these investments come with a high risk. There is little guarantee that the investments will succeed, and often-times, they do not. In addition to being a risky investment, it is necessary to analyse the firm that is offering this investment strategy.

Consumer Reviews

Before investing with any company, it is imperative to review their history. Two of the best sources that give prospective investors superb information are Rip-off Report and the Better Business Bureau.

According to the Rip-off Report, there are currently 6 detailed complaints levelled against the investment firm. Most reviews have complained that the group is a scam and does not provide customers with honest information or returns on their investment.

Currently, the there are two complaints that are registered with the BBB. These two complaints revolve around issues regarding advertising/sales issues and billing/collections issues. Both of these issues are consistent with the main problems associated with this business.

Overall, Broad Financial does not have very favourable reviews. Most customers are unsatisfied with the services, they have not been in the IRA business for long, their investments are risky, and the Rip-off Report and BBB has a number of issues registered with them. Alternatively, you can check out our top recommended companies on the site.

Broad Financial Commercial Video

Broad Financial Website Monthly Visitors

BF Company Contacts

Phone Support: 800-395-5200
Address: 21 Robert Pitt Dr, Suite 202, Monsey, NY 10952

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Birch Gold Review

 
birch gold logo
Official Websitewww.BirchGold.com
Phone Support800-355-2116
BCA Accredited RatingAAA (On a scale of AAA to F)
BCA Complaints0
BBB Accredited RatingA+ (On a scale of A+ to F)
BBB Complaints0
TrustLink Reviewstl_5stars_lg(Based on 30+ Reviews)
IRA Transfer Process7 Days
401(K) Rollover Process21-28 Days
Metals Delivery7-10 days
Setup Fees$90
Annual Admin FeesNot Disclosed
Annual Storage Fees$160
Preferred CustodianSelf-Directed IRA Services
Preferred DepositoryDelaware Depository
Min Purchase Amount$10,000
Physical IRA Application
tick
Digital IRA Application
cross
U.S. Mint Listed Dealertick
ICTA Membershipcross
TRUSTe Verifiedcross
Norton Securedcross
PromotionsNone

Precious metals such as gold and silver have offered respite from fluctuating economic conditions for ages now, helping people the world over to protect as well as maximize the value of their earnings. Given the reviving interest in investing in expensive metals, several companies have come forth with lucrative precious metal products, including IRAs. Birch is one such company dealing with precious or rare metals and IRAs, apart from enabling rollovers from traditional pension plans. Let’s take a look at what the company has in store for potential investors.

Birch Gold Review

This Burbank-based company caters to the needs of both IRA and non-IRA investors looking to invest in costly metals, in their physical form. BG prides itself on its market experience, expert staff and excellent customer service, which enable investors to choose a suitable investment option that best meets their financial goals.

Products

bars-coinsBirch deals in both physical metal coins, as well as precious metals-backed IRAs.

  • Coins

BG features an array of American and Canadian gold and silver coins of different denominations, from verified mints such as the Canadian and US Mints. Though details featured at the Ripoff Report site say that Birch does not deal with coins from Mexico or the Third World countries, we were able to find the South African Krugerrand listed on the site. The company utilizes grading services offered by Professional Coin Grading Service (PCGS) and the Numismatic Guarantee Corporation (NGC), to assess the authenticity, condition, weight and precious metal content in the coins. Value appraisals are based off the London fixed market rates. Birch buys its products wholesale and sells them at both retail and wholesale markets.

  • Gold IRAs

Investments with Birch are not subject to any minimum limits. Gold IRAs are setup within 24 hours, and account transfers are effected within three days of request. All orders are insured, and the physical metal is delivered to the investor or the depository service provider (Delaware Depository) in 7-11 days from the account being funded.

Free structure for gold IRAs seems reasonable, with annual fees set at $260, including admin and storage costs.

Given the fact that coins are thoroughly assessed, it is easier for gold IRA holders to expand their investment portfolios with high-quality gold products that cater to IRS requirements.

Ratings

Moving on to ratings from the three industry watchdog institutions, it definitely seems that Birch figures in their good books.

BBB previously rated Birch “A+;” however, the next round of ratings is currently underway. There are no pending complaints with BBB since this March.

BCA, however, gives the firm a AAA rating. Yet again, there are no complaints against the firm from its clients.

Finally, TrustLinks awards a 5-star rating to Birch, with the site having 27 reviews posted.

All look fine on the ratings front; however, investors should understand that investing in precious metals definitely needs more work than to simply go by these ratings.

Customer Reviews

A very interesting factor that caught our attention was the fact that there have been no traces of dissatisfaction from clients recorded with BBB, BCA and TrustLink – an impeccable performance! The reviews on sites such as Yelp and Trustpilot are simply loaded with praises. However, there have been reports on products being overpriced, clients steering towards collectibles, and some reluctant customer service.

Ripoff Reports

ripoff reportThis specific report at Ripoff goes on to highlight that gold coins have been reportedly overpriced by up to 30 % when compared to competitor products; bullion bars too are marked up. Customer service representatives who handle queries are totally ignorant about the product pricing, buy back and other common queries that the clients may have. And, to top it all, the complaint goes on to reveal that the gold investment kit from BG is simply a well-designed brochure loaded with nothing but pictures.

The report has been verified as a part of Corporate Advocacy Business Remediation & Customer Satisfaction Program and subsequently, Birch Gold has been awarded a positive rating. It is recognized as a firm that is committed to client satisfaction. The company, while refuting all these charges, is expected to resolve all customer queries amicably.

Concerns

This report has not gone unnoticed. It is, in fact, visible that there is not much background information about the company or its owners/promoters on the website, or anywhere else on the Internet. The investment kit reportedly lacks comprehensive information on product offerings.

Birch Gold has, on the other hand, reportedly modified their quality control measures and communication protocols to stay in touch with customers throughout the metal procurement process, and address post-transaction concerns, if any.

Conclusion

Given the mixed reactions, investors better carefully investigate the company and its offerings, and checkout trusted and competitive alternatives from our exclusive reviews on some other gold IRA firms, before deciding to invest in precious metals with Birch Gold.

What the Others Say about Birch Gold…

Latest Trustlink Reviews on Birch Gold

  • K V. posted a review on March 26, 2017: Everything about the purchase went very smooth. I received the order very quickly and everything went fine. Read More »
  • L E. posted a review on March 15, 2017: I was very satisfied with the demeanor of my salesperson and the excellent response of your support staff. Read More »
  • G. R. posted a review on March 13, 2017: Totally pleased! I've been working with James and Susan. They have taken care of my every need. Communication has been excellent and I'm very relieved to have made the move from my annuity to gold. So far every one I've dealt with has been so wonderful and it's just what I wanted to do with my annuity. Thank you for caring. Read More »
  • R. Y. posted a review on March 13, 2017: Since April 2014, I have dealt with numerous individuals at the Birch Group and I am very pleased to say that I am 100 percent satisfied with each person with whom I dealt. They were each politely knowledgeable. I could not be more pleased. Read More »
  • H B. posted a review on February 6, 2017: I was quite nervous with my decision to invest in gold and silver as it was my first experience. I was fortunate to have picked the Birch Gold Group to aid and assist me through the purchase of both. They answered every question and helped me with which investment would be a proper fit for my situation. The purchase and delivery of product could not have gone any smoother. Follow up calls ensured that all was fine and I was happy with my purchase. I could not be any happier with the customer… Read More »


 

Birch Gold Commercial Video

Birch Gold Website Monthly Visitors

Birch Gold Contacts

Phone Support: 800-355-2116
Address: 3500 West Olive, Suite 730, Burbank, CA 91505

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